Read Aloud · Part 1: Speaking & Writing
Banking system
19 students marked "I sat this"Added 19 Jun 2020Question #010240
Read the text aloud.
Fractional reserve banking is a banking system in which banks only hold a fraction of the money their customers’deposit as reserves. This allows them to use the rest of it to make loans and thereby essentially create new money. This gives commercial banks the power to directly affect the money supply.
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Read Aloud format (Pearson)
| Prompt | Text up to 60 words |
|---|---|
| Preparation | 30–40 seconds |
| Time to answer | Depends on the length of the text |
| Skills assessed | Speaking |
| Scored on | Content; Pronunciation; Oral fluency |
How it is scored
- Content is scored by counting the correct words in your response.
- If you stay silent for more than 3 seconds, the recording stops.
- You can record your response only once.
Source: Pearson, PTE Academic & UKVI test format, Part 1: Speaking & Writing, checked 9 October 2026.