Read Aloud · Part 1: Speaking & Writing

Reserve Requirements

6 students marked "I sat this"Added 22 Nov 2021Question #010348

Read the text aloud.

Reserve requirements are the proportions of the deposits that banks must keep on hand and are not allowed to lend out. For example, if the reserve requirement is 10% and you deposit $100 in a bank, the bank can lend $90 of that $100 to someone else. But it is not allowed to lend the remaining $10.

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Read Aloud format (Pearson)

PromptText up to 60 words
Preparation30–40 seconds
Time to answerDepends on the length of the text
Skills assessedSpeaking
Scored onContent; Pronunciation; Oral fluency

How it is scored

  • Content is scored by counting the correct words in your response.
  • If you stay silent for more than 3 seconds, the recording stops.
  • You can record your response only once.

Source: Pearson, PTE Academic & UKVI test format, Part 1: Speaking & Writing, checked 9 October 2026.