Read Aloud · Part 1: Speaking & Writing
Banks
10 students marked "I sat this"Added 17 Nov 2022Question #010446
Read the text aloud.
Most people do not realize that some banks literally make money by giving loans without having money on deposit. The system is called fractional reserve banking and is used in most economies. It sounds as though it is safe because it says that banks have to keep a fraction of their deposits with the Reserve Bank.
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Read Aloud format (Pearson)
| Prompt | Text up to 60 words |
|---|---|
| Preparation | 30–40 seconds |
| Time to answer | Depends on the length of the text |
| Skills assessed | Speaking |
| Scored on | Content; Pronunciation; Oral fluency |
How it is scored
- Content is scored by counting the correct words in your response.
- If you stay silent for more than 3 seconds, the recording stops.
- You can record your response only once.
Source: Pearson, PTE Academic & UKVI test format, Part 1: Speaking & Writing, checked 9 October 2026.