Credit unions are nonprofit organizations that were imported to the…
Read the text aloud.
Credit unions are nonprofit organizations that were imported to the United States from Germany in the early 1900s. They were regulated in 1934 by the Federal Credit Union Act, which limits membership to group shaving a common bond of occupation or association. Groups from particular geographical areas also were eligible to join credit unions.
Opens question #010268 in the RealPTE practice screen.
How to read it
Credit unions are nonprofit organizations|that were imported to the United States from Germany|in the early 1900s.‖They were regulated in 1934|by the Federal Credit Union Act,‖which limits membership to groups|having a common bond of occupation or association.‖Groups from particular geographical areas|also were eligible to join credit unions.
| short pause ‖ breathe
Words to stress correctly
| organizations | or·gan·i·ZA·tions | /ɔrɡənəˈzeɪʃənz/ |
| geographical | ge·o·GRAPH·i·cal | /dʒiəˈɡræfɪkəl/ |
| association | as·so·ci·A·tion | /əsoʊsiˈeɪʃən/ |
| occupation | oc·cu·PA·tion | /ɑkjəˈpeɪʃən/ |
| particular | par·TIC·u·lar | /pɚˈtɪkjəlɚ/ |
| nonprofit | non·PROF·it | /nɑnˈprɑfət/ |
54 words, aim for 21–25 seconds. Say 1900s as "nineteen hundreds" and 1934 as "nineteen thirty-four". Breathe after 1900s, Act and association.
Where marks are usually lost
Stress or·gan·i·ZA·tions and as·so·ci·A·tion on the fourth syllable, ge·o·GRAPH·i·cal on the third. Do not hesitate before the two years. Keep -ed in imported, regulated and -s in unions, organizations, limits, groups, areas.
General tip: "Federal Credit Union Act" is a title — stress each content word evenly and do not rush into Act.
What it means: 中文 · हिन्दी · नेपाली · Tiếng Việt
中文: 信用合作社是非营利组织，于20世纪初从德国引入美国。1934年，《联邦信用合作社法》对其进行了规范，该法将成员资格限定为具有共同职业或社团纽带的群体。来自特定地理区域的群体也有资格加入信用合作社。
हिन्दी: क्रेडिट यूनियन गैर-लाभकारी संगठन हैं जो 1900 के दशक की शुरुआत में जर्मनी से संयुक्त राज्य अमेरिका में लाए गए। 1934 में फ़ेडरल क्रेडिट यूनियन एक्ट द्वारा इन्हें नियमित किया गया, जो सदस्यता को ऐसे समूहों तक सीमित करता है जिनका पेशे या संगठन का साझा बंधन हो। विशेष भौगोलिक क्षेत्रों के समूह भी क्रेडिट यूनियन में शामिल होने के पात्र थे।
नेपाली: क्रेडिट युनियनहरू गैर-नाफामूलक संस्थाहरू हुन् जुन सन् १९०० को दशकको सुरुमा जर्मनीबाट संयुक्त राज्य अमेरिकामा ल्याइएका थिए। सन् १९३४ मा फेडरल क्रेडिट युनियन ऐनले यिनलाई नियमन गर्यो, जसले सदस्यता पेशा वा संघको साझा बन्धन भएका समूहहरूमा सीमित गर्छ। विशेष भौगोलिक क्षेत्रका समूहहरू पनि क्रेडिट युनियनमा सामेल हुन योग्य थिए।
Tiếng Việt: Các liên hiệp tín dụng là tổ chức phi lợi nhuận được đưa từ Đức vào Hoa Kỳ vào đầu những năm 1900. Chúng được điều chỉnh vào năm 1934 bởi Đạo luật Liên hiệp Tín dụng Liên bang, đạo luật giới hạn tư cách thành viên cho các nhóm có chung mối liên kết về nghề nghiệp hoặc hội đoàn. Các nhóm từ những khu vực địa lý cụ thể cũng đủ điều kiện gia nhập liên hiệp tín dụng.
More Read Aloud questions
Read Aloud format (Pearson)
| Prompt | Text up to 60 words |
|---|---|
| Preparation | 30–40 seconds |
| Time to answer | Depends on the length of the text |
| Skills assessed | Speaking |
| Scored on | Content; Pronunciation; Oral fluency |
How it is scored
- Content is scored by counting the correct words in your response.
- If you stay silent for more than 3 seconds, the recording stops.
- You can record your response only once.
Source: Pearson, PTE Academic & UKVI test format, Part 1: Speaking & Writing, checked 9 October 2026.